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who we are

We're Vocalink, a Mastercard company. Our technology powers the U.K. economy.

We design, build and operate industry-leading bank account-based payment systems. Our technology powers the U.K.’s real-time payments, settlement and direct debit systems, as well as networks of over 47,000 ATMs. We process over 90% of salaries, more than 70% of household bills and 98% of state benefits.

In 2017, we became part of the Mastercard family, joining one of the most widely recognised and respected technology companies in the world. Together, we’re making payments safer, simpler, smarter and more resilient.

Instant payments, all day, every day

The U.K. Faster Payments Service runs on Vocalink’s real-time payments infrastructure, enabling consumers and businesses to make instant payments all day, every day.

Read more about Faster Payments

Powering one of the busiest ATM networks

Vocalink provides transaction switching, clearing and settlement for the U.K. LINK Scheme — one of the world’s busiest ATM networks comprising over 47,000 ATMs.

Salaries, bills and benefits paid on time, every time

Vocalink runs, maintains and services the technical infrastructure that processes over 4.4 billion automated payments annually on behalf of the U.K. Bacs Scheme.

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